3 April 2026 - "Daily Current Affairs" Updates

GS Paper-2: Governance / Schemes

⭐ Jan Samarth Portal

⭐ Why in News

Over 41 lakh applications, amounting to more than ₹1.06 lakh crore, have been

processed through the Jan Samarth Portal.

⭐ Launch Details

• Launched on 6 June 2022.

⭐ Objectives

• Expand the reach of government-sponsored credit schemes.

• Simplify and streamline the credit delivery mechanism across stakeholders.

⭐ Stakeholder Access

• Accessible to beneficiaries, banks, financial institutions, and government

agencies at both central and state levels.

⭐ Key Features

➤Digital Marketplace

• Provides a user-friendly digital interface.

• Integrated with multiple centralised databases.

➤Loan Application System

• Enables online submission of loan applications with document upload.

• Uses a rule-based engine to evaluate and process applications.

➤Availability

• Accessible 24×7, allowing applications at any time.

GS Paper-3: Science & Technology

⭐ Extracellular RNA

⭐ Why in News

Recent studies show that extracellular RNA released by bacteria can persist even in

treated drinking water, raising concerns for public health and environmental safety.

⭐ Definition

• Extracellular RNA (exRNA) refers to RNA molecules present outside living cells.

⭐ Occurrence in the Body

• Found in various body fluids such as:

• Blood

• Saliva

• Urine

• Cerebrospinal fluid

⭐ Survival Mechanism

• Remains stable outside cells by being enclosed within protective molecular carriers.

• These carriers protect RNA from enzymatic degradation before it reaches target

cells.

⭐ Types of Extracellular RNA

• Represents a diverse group of RNA molecules.

• Includes:

• Small RNAs such as microRNAs

• Long non-coding RNAs

• Coding RNAs like messenger RNA (mRNA)–

GS Paper-3: Defence

Anti-Submarine Warfare Shallow Water Craft

⭐ Malwan

⭐ Why in News

The Indian Navy has inducted Malwan, an Anti-Submarine Warfare (ASW) Shallow

Water Craft.

⭐ About Malwan

• It is the second vessel in a series of eight ASW shallow water crafts.

⭐ Design and Construction

• Indigenously designed and built by Cochin Shipyard Limited.

⭐ Naming Significance

• Named after the historic coastal town of Malwan in Maharashtra.

⭐ Legacy

• Continues the legacy of the earlier INS Malwan, a naval minesweeper that served until

2003.

⭐ Key Features

➤Displacement

• Approximately 1,100 tonnes.

➤Propulsion System

• Powered by waterjet propulsion, representing a new class of waterjet-driven ASW

vessels.

➤Armament and Sensors

• Equipped with:

• Torpedoes

• Anti-submarine rocket systems